Money · printable PDF

Monthly Budget Cheat Sheet

The 50/30/20 budget on one page, plus a fill-in planner and bill tracker.

$5one-time · instant download

Buy now · $5

3 pages
US Letter PDF
Print at home
Reusable

What’s inside

A 3-page printable budget planner built around the 50/30/20 rule: understand the split in two minutes, run your numbers, plan the month category by category, and track bills and savings goals.

50/30/20 explained simply · what counts as needs, wants, and savings & debt
Run-your-numbers calculator
Take-home pay tips · biweekly paychecks and irregular income
Fill-in monthly budget · income, needs, wants, savings & debt with budget vs. actual
Bill tracker · 24 lines with due dates, autopay and paid checkboxes
Savings goal + sinking fund trackers
Weekly 10-minute money date · and a month-end check-in

Who it’s for: First-time budgeters, anyone who has tried apps and bounced off them, and people who like seeing the whole month on paper.

Peek at every page

Exactly what you’ll print. No filler pages.

Monthly Budget Cheat Sheet page 1 preview — Page 1 of 3

Monthly Budget Cheat Sheet page 2 preview — Page 2 of 3

Monthly Budget Cheat Sheet page 3 preview — Page 3 of 3

Get the cheat sheet · $5

Questions

Do I have to use 50/30/20 exactly?

No. It’s a starting point. The sheet includes tips for when your needs run higher than 50%.

Is it reusable?

Print a new copy each month, or laminate pages 2–3 and use a dry-erase marker.

Is this financial advice?

No, it’s an educational planning tool. Talk to a qualified professional about big decisions.

How do I get it?

Checkout is handled by Gumroad. Right after paying you get an instant download link on screen and by email.

What size is it?

US Letter (8.5 × 11 in) PDF. It also prints fine on A4 if you choose “fit to page.”

Can I share it?

It’s for personal use. Feel free to print as many copies as you need for your own household.

Free guides that go with it

Money

The 50/30/20 Budget Rule, Explained

What the 50/30/20 budget rule is, where it came from, a worked example, what counts as needs, wants and savings, and what to do when your numbers don’t fit.

5 min read

Groceries

How to Make a Grocery Budget

Set a realistic grocery budget in six steps: find your baseline, pick a target, convert it to a weekly number, plan meals, shop with guardrails and use unit prices.

5 min read